Understanding your household cash flow is an important part of managing a budget. Do you spend less than you make? How much income comes into your household monthly?

The Affordable Care Act requires you to disclose your income if you want to participate in the Federal tax subsidy. We now use the Federal Poverty Level (FPL) to determine where your income falls based on your household size. How many people make up your household? Who lives with you, or maybe we just look at your tax return. Is your income under 400% of the Federal Poverty Level? If yes, the California Exchange can benefit you. The Federal tax subsidy can help offset your insurance premium.

Did you know that disagreements over money is the number two reason people get divorced? My Financial Counselor Notebook is an essential tool for organizing and sharing financial information between spouses. You will feel better about your finances when they are organized and you'll be prepared in case of an emergency. It can bring you peace of mind, which is priceless. Financial advisors like working with it too.



New — Online Delivery Now Available!
Order Your Financial Counselor Notebook Today.

The Financial Counselor Notebook contains everything you need to give direction and focus to your financial life.

It helps single people stay in control of their finances, and it is an essential tool for organizing and sharing financial information between spouses. Financial advisors like working with it, too.

This easy-to-use notebook contains over 50 pages of forms, worksheets, goal setting ideas, tax and credit card information, and step-by-step instructions that will bring insight and clarity to the difficult financial decisions we all face. The "Money Game" is much easier to play and WIN when you understand the rules.

Order your Financial Counselor Notebook today. It's an excellent step toward being financially responsible.

Notebook Edition

Delivered with handsome 3-ring binder and tabs.


(plus $10 shipping and handling)


E-Book Edition

Does not include 3-ring binder and tabs.


(immediate online delivery)

Please Note: We use Share-It to securely accept orders and process payments for the Notebook Edition of the Financial Counselor Notebook. Your credit card statement will display the billing item as "WWW.ELEMENT5.INFO".

Click on the book to PREVIEW the first 10 pages of the Financial Counselor Notebook —



Accent Insurance Brokerage
Helping you find wellness with health insurance and risk management solutions that make sense.
26477 Rancho Parkway South
Lake Forest, CA 92630

Melissa ext. 204 • Email: Melissa@AccentInsuranceBrokerage.com
Alice ext. 200

Fax  949-699-1069


Copyright 2005 Project Seven Development